Lower the cost of friendly fraud with a quick and easy instant money order through MEMOPay. Fraudulent chargebacks are now a thing of the past.




Loyalty Program
MEMOPay: we've got a loyalty reward program
Whether you’re a customer or merchant, join MEMOPay to get rewards for making or receiving payments.
Resolve friendly fraud
How Much Risk Does Friendly Fraud Pose?


Risk-Free, Fast
Payments That Make Life Easy
A Payment Solution You Can Trust
The merchant uses MEMOPay to send a payment request to the customer.
Once the customer accepts, MEMOPay checks AML and BSA requirements before leading the customer to the payment page.
MEMOPay sends the amount of the money order to the merchant, removing the risk of chargebacks.
Your purchase is complete.
Why use Cyber-Secure cash?
*Branding and naming is subject to change

Why use an electronic money order?

Why are Card Payments so Widespread?
SSI, Welfare and Unemployment all paid to DEBIT CARDS
Employers moving toward DIRECT DEPOSIT & PAYROLL CARDS instead of paper check
Resulted in a paradigm shift in how consumers manage money and pay for traditional good and services…CASH USED TO BE KING.
MEMOPay uses the Top Industry Compliance Program
Enforcement of stringent policies when offenses are identified including agent termination

All industries can benefit from MEMOPay such as
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Merchants who sell high-dollar inventory
Online merchants with a high average selling price of product/services
Chargebacks create volatility in your monthly cash flows -
Professional service providers / Gig Economy Workers
Designers, consultants and programmers whose freelance work necessitates protection against fraudulent chargebacks.
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Contractors / Renovations / Restorations
MEMOPay will enable high-quality contractors to accept credit cards for larger jobs with the comfort that there will be no chargeback risk
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Vacation Property Management Companies
MEMOPay enables you to accept credit cards for your renters

Secure Money Orders for All Size Transactions Nationwide

Get To Know Us
This product is new. But, MEMO Financial Services, Inc. & Subsidiaries (MEMO) is a big, financially stable company with a proven record
